What is crypto.com withdrawal fees 2026 | Official Guide

Withdrawal process overview

Withdrawing money or digital assets from the Crypto.com ecosystem involves moving funds from your internal app or exchange wallet to an external destination. This destination can be a personal hardware wallet, another trading platform, or a traditional bank account. As of 2026, the platform has streamlined these processes to ensure high security while maintaining user-friendly navigation. Users generally choose between two main types of withdrawals: fiat currency (such as USD or EUR) and cryptocurrency transfers.

Before initiating any transfer, users must complete the "Know Your Customer" (KYC) verification process. This is a standard regulatory requirement that ensures the security of the platform and its users. Once verified, you can access the withdrawal menus within the app or the exchange interface. For those looking for alternative trading environments, you can also explore the WEEX registration page to view different platform features.

Fiat money withdrawal steps

For users in the United States and other supported regions, withdrawing fiat currency like USD is typically done through the Automated Clearing House (ACH) network or wire transfers. The process requires a linked bank account that matches the legal name on your Crypto.com profile.

Linking your bank account

To start, you must link your bank account using a secure service like Plaid. Open the app, navigate to the "Accounts" section, and select your fiat wallet. Follow the prompts to sign in to your banking institution. You can link up to five different bank accounts, but the name on the bank account must be identical to the name on your KYC documents. This prevents third-party transfer issues and ensures regulatory compliance.

Executing the transfer

Once the account is linked, go to "Accounts" and open your USD or fiat wallet. Tap on "Transfer," then select "Withdraw." Choose the linked bank account you wish to send funds to and enter the desired amount. Review the transaction details carefully before confirming. ACH transfers are often preferred because they are generally cost-effective, though they may take a few business days to settle in your bank account.

Crypto withdrawal official guide

Moving cryptocurrency to an external wallet or another exchange follows a specific security protocol known as whitelisting. This feature is designed to prevent unauthorized transfers even if an account is compromised.

Whitelisting external addresses

To send crypto to a new address, you must first add it to your "Whitelist." Navigate to your crypto wallet, select the specific coin, and tap "Withdraw." Choose "External Wallet" and then "Add Withdrawal Address." You will need to paste the destination address and give it a label. For security, there is often a 24-hour lock on new addresses before they can be used for withdrawals. This delay provides a window to cancel the request if it was not initiated by the account owner.

Finalizing the crypto transfer

After the address is whitelisted and the security period has passed, you can select the address from your list. Enter the amount of crypto you wish to send. It is vital to ensure that the network selected (e.g., ERC-20, BTC, or Cronos) matches the destination wallet's supported networks. Sending funds via the wrong network can result in a permanent loss of assets. Once confirmed, you will receive an email to verify the request. Most transfers are processed within two hours, though network congestion can occasionally cause delays.

Withdrawal fees in 2026

Fees are a critical consideration for any trader. In 2026, withdrawal costs are categorized based on the asset type and the method of transfer. These fees are subject to change based on network conditions and platform updates.

Fiat withdrawal costs

Crypto.com generally does not charge a fee for USD withdrawals via ACH. However, your individual bank may charge a processing fee for incoming transfers. Wire transfers, which are faster than ACH, typically carry a fixed service fee from the platform. It is always recommended to check the "Fees & Limits" section in the app settings for the most current rates applicable to your specific region.

Crypto network fees

When withdrawing cryptocurrency to an external wallet, users pay a flat fee per transaction. This fee covers the cost of processing the transaction on the blockchain. Because these costs are tied to network demand, they vary significantly between different coins. For example, withdrawing Bitcoin or Ethereum usually costs more than withdrawing assets on faster, low-cost networks like Solana or the Cronos POS chain.

Asset Type	Withdrawal Method	Estimated Fee (2026)	Processing Time
USD (Fiat)	ACH Transfer	$0 (Bank fees may apply)	3-5 Business Days
USD (Fiat)	Wire Transfer	Fixed Service Fee	1-2 Business Days
Bitcoin (BTC)	On-chain (BTC Network)	Variable Network Fee	30-60 Minutes
Ethereum (ETH)	On-chain (ERC-20)	Variable Network Fee	10-30 Minutes
Internal Transfer	App to Exchange	$0	Instant

Internal transfer benefits

One of the most efficient ways to move assets is through internal transfers. Moving funds between the Crypto.com App and the Crypto.com Exchange is typically free and instantaneous. This is because these transactions occur within the platform's private ledger rather than on the public blockchain. Users often use this feature to move assets to the exchange for advanced trading and then back to the app for spending via the platform's Visa card. If you are interested in exploring other advanced trading tools, you can check the WEEX futures trading interface for different market options.

Security and safety tips

Security remains the top priority when handling withdrawals. The platform employs multi-factor authentication (MFA) and biometric verification to protect your funds. Users should always enable these features in their security settings.

Verifying transaction details

Always double-check the destination address and the selected network. A common mistake is sending a token to a wallet that does not support its specific network. For high-value transfers, it is a common practice to send a small "test" amount first to ensure everything is working correctly before sending the full balance.

Monitoring account activity

If you receive a withdrawal confirmation email for a transaction you did not authorize, contact customer support immediately through the in-app chat. Because blockchain transactions are irreversible, speed is essential in stopping unauthorized access. The 24-hour whitelisting lock is your primary defense against such incidents, so never share your login credentials or MFA codes with anyone.

Managing withdrawal limits

Every account has specific withdrawal limits based on its verification level and the type of asset. These limits are usually calculated on a 24-hour rolling basis. Users can view their current limits in the "Fees & Limits" section of the app. If you find that your current limits are insufficient for your trading needs, you may need to provide additional documentation to reach a higher verification tier. This process ensures that the platform remains compliant with global anti-money laundering (AML) standards while providing flexibility for high-volume traders.